
Publications by the EEM NL Hub
This page provides access to key documents and publications developed by the Energy Efficient Mortgages Hub Netherlands (EEM NL Hub). Here you will find the latest frameworks, reports, and guidance materials that support the Dutch mortgage sector in aligning with European sustainability regulations and advancing green finance. All documents are available for download below.

10 changes to make the EU Taxonomy revision a success for residential mortgage loans
This white paper outlines 10 concrete recommendations to improve the EU Taxonomy framework for residential mortgage loans. It highlights practical barriers that financial institutions face in applying current Taxonomy criteria, particularly for renovations and new constructions. The report draws on Dutch market experience and emphasizes the need for simplification, regulatory alignment, and homeowner-friendly criteria. It also discusses legal inconsistencies, data limitations, and the role of GDPR in sustainable finance reporting. The paper is intended to support policymakers in shaping a more effective and usable Taxonomy for the housing sector.